I am a random person on the internet and the topics I cover are based on my own (usually misguided) experiences. While it is obvious to me that you shouldn’t listen to me or misconstrue the content of this site as advice, let me be clear:
This site is for informational purposes only and what you read here are my own views and opinions. Accordingly, do not make financial decisions based solely on the things that I say. Such power is best left to the professionals.