I am a random person on the internet and the topics I cover are based on my own (usually misguided) experiences. While it is obvious to me that you shouldn’t misconstrue the content of this site as advice, let me be clear:
This site is for informational purposes only and what you read here are my own views and opinions. Accordingly, please don’t make financial decisions based solely on the things that I say. Such power is best left to the professionals.